Facing Foreclosure?
If you are facing a Foreclosure, you need to act fast. You have options, and I can help you explore them. Click Here to take the first step.
Foreclosure has become a major concern for many homeowners across the country, and Washington State is no exception. With many buyers having purchased their homes in the last few years with Adjustable Rate Mortgages (ARMs), rising interest rates, and a declining economy, there are many out there who simply cannot afford to make their mortgage payments any longer. Once you find yourself faced with this situation, there are only a few options left to you.
Regardless of your situation, you will need to decide on a course of action. If you think you might still be able to refinance, talk with a Loan Officer. Refinance to a fixed rate and build your household budget around your new rate. If that option is no longer available, make the decision to save yourself years of credit misery. Contact an agent who has experience in loan modification and loan work-out negotiations, as well as foreclosure and short sale transactions*. The sooner you can either begin negotiations with the lender or get the home on the market, the better. Waiting will only compound the problem- If you wait too long the lenders will be owed more in late fees and arrearages than any equity you may have had in the home.
More information is available in my FREE Report titled "Foreclosure Facts".
*No one can promise to "Save Your Home" or "Prevent Foreclosure"- Individual circumstances determine the viability of a work-out option and likelihood of foreclosure. What I can promise you every effort at my disposal to communicate with your lender(s) and assist you in working out an arrangement with them if possible, and/or to assist you in attempting to sell your home prior to foreclosure. This does not constitute a promise to forestall, prevent, or delay foreclosure proceedings. You are advised to seek the advice of an attorney prior to signing any legal documents.
You may have other options available to you, depending on your qualification for various programs recently enacted or currently in development.Please fill out the form below, and I will contact you shortly. Time is of the essence in a foreclosure, and the most important step you can take is to decide to do something about it.
Your privacy is of the utmost importance. I will never sell or trade your information, ever. Please see the Privacy Policy for details.
Information from reliable sources but not guaranteed. No two situations are ever the same- Always seek professional council.
